Privacy Policy and Data Protection Practices

Our Commitment to Your Privacy

At calenquorivath, we take your privacy seriously and are committed to protecting your personal information. This privacy policy explains how we collect, use, store, and protect your data when you use our financial planning services and website.

We believe transparency about data practices builds trust, which is essential in financial services relationships.

Information We Collect

We collect information necessary to provide our financial planning services effectively and improve your experience:

• • Contact information including name, email address, phone number, and mailing address
• • Financial information relevant to planning discussions (income, expenses, financial goals)
• • Technical information such as IP address, browser type, and website usage patterns
• • Communication preferences and records of our interactions and consultations

How We Use Your Information

We use collected information solely for legitimate business purposes related to providing financial planning services:

• • Delivering personalized financial planning consultations and advice
• • Communicating about your account, appointments, and service updates
• • Improving our services based on feedback and usage patterns
• • Complying with legal and regulatory requirements for financial services
• • Protecting against fraud and ensuring account security

Legal Basis for Data Processing

We process your personal data based on the following legal grounds under Canadian privacy law:

Primary Legal Basis: We process your data on the basis of consent for marketing communications and legitimate interest for service delivery

How We Share Your Information

We limit data sharing to essential business purposes and never sell your personal information:

• • With service providers who help us deliver our services (under strict confidentiality agreements)
• • When required by law or to comply with legal processes
• • To protect our rights, property, or safety, or that of our clients
• • With your explicit consent for specific purposes you approve

Data Security and Protection Measures

We implement comprehensive security measures including encryption, secure servers, access controls, and regular security audits to protect your personal and financial information from unauthorized access, disclosure, or misuse.

How Long We Keep Your Data

We retain personal information only as long as necessary to provide services, comply with legal obligations, and resolve disputes. Most client data is retained for seven years after the end of our service relationship, in accordance with financial services regulations.

Your Privacy Rights

Under Canadian privacy law, you have several important rights regarding your personal information:

• • Right to access personal information we hold about you
• • Right to request correction of inaccurate or incomplete information
• • Right to request deletion of your personal information (subject to legal requirements)
• • Right to object to or restrict certain types of data processing
• • Right to withdraw consent for marketing communications at any time
• • Right to file a complaint with privacy regulatory authorities

Cookies and Tracking Technologies

We use cookies and similar technologies to improve website functionality and analyze usage patterns.

For detailed information about our cookie practices, please see our separate Cookie Policy. Cookie Policy

Children's Privacy Protection

Our services are designed for adults and we do not knowingly collect personal information from individuals under 18 years of age. If we become aware that we have collected information from a minor, we will delete it promptly.

calenquorivath financial planning services logo: calenquorivath financial planning services logo

Updates to This Privacy Policy

We may update this privacy policy to reflect changes in our practices or applicable laws. We will notify you of significant changes by email or through prominent website notices. Continued use of our services after changes indicates acceptance of the updated policy.

Questions About Our Cookie Policy

If you have questions about this privacy policy or want to exercise your privacy rights, please contact us using the information in our contact section.